Send money to Ghana

Q: How do I send money online to Ghana?

Start by registering for a free profile or logging in . Click ‘Send now’. Enter ‘Ghana’ as your destination and set your transfer amount. Select ‘Bank account’ or choose a previous receiver. Pay with your debit or credit 3 card. Get your tracking number (MTCN). Share this with your receiver so they can collect their funds in Ghana.

Send money to Ghana with Western Union for an easy, reliable way to support and connect with your loved ones.

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Convenient ways to send and receive money

Ways to send money to Ghana

Ways to receive money in Ghana

Send online
One of the most convenient ways to send money to Ghana from the UK is online. Simply register for free or log in to begin your transfer.
Get started
Send with our app
Using our app, you can send money to Accra, Tamale or anywhere else in Ghana on the go. You can also use it to start a transfer and pay in-store.
Download the app
Send in person
If you want to pay in cash or speak to an advisor, we have more than 4,300¹ agent locations to choose from across the UK.
Find a UK agent location

Bank account
You can transfer money directly to Ghanian bank accounts, including Ghana Commercial Bank, Ecobank and Zenith Bank.
Find out more
Cash pickup
We have more than 2,300¹ agent locations, from Ashanti to Savannah, where your loved ones can collect their cash in Ghanaian cedi.
Find agent locations in Ghana

Choose how to transfer money to Ghana

Using your bank details

Cash at an agent location

With a credit or debit card

Ready to send money?

Get started

Send money to Ghana in a few taps with our app

Transfer money to Ghana the way that suits you – whether you’re at home or on the move.

Track your transfer in real time.

Save your loved ones’ details for future transfers.

Download the app

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More information on how to send money to Ghana from the UK

Work out your costs in advance
Use our price estimator to get a handle on your transfer fees² in advance. You’ll also get transparent exchange rates from British pounds to Ghanian cedi.
Calculate your costs
Ensure your receiver is ready
To receive their money, your loved ones in Ghana will need their government-issued ID and tracking number (MTCN).
Find agent locations in Ghana
Transfer large or small sums
Whether you’re transferring money regularly to help out with bills, or making a one-off gift, you can send up to £5,463.69 after we’ve verified your ID.
Send money

Reasons to choose Western Union^®

Committed to your safety

When you send money to Ghana, we encrypt your transfer. But you can help too by joining our fight against fraud.

Moving money across borders

Western Union has more than 170 years’ experience. We operate in 200 countries and territories across the globe, with more than 550,000 agent locations¹.

Transfers to suit you

We make sending money to Ghana from the UK easy. Pay in cash or by card, online, in person or on the Western Union^® app.

Convenient agent locations

With thousands of agent locations in Ghana, Western Union is never far away. Arrange a cash pickup or send directly to a bank account.

Sign up to send money to Ghana today

Easily track your transfer

Whenever you make a money transfer to Ghana, you’ll receive a Money Tracking Control Number (MTCN). Use this to track your funds and get a notification when they arrive.

Schedule in advance

Whether you’re making regular support payments or waiting for a special occasion, you can schedule your transfers in advance.

Register for free

Western Union profiles are completely free of charge. Register to get started.

Frequently asked questions

How do I send money online to Ghana?

Start by registering for a free profile or logging in. Click ‘Send now’.
Enter ‘Ghana’ as your destination and set your transfer amount.
Select ‘Bank account’ or choose a previous receiver.
Pay with your debit or credit³ card.
Get your tracking number (MTCN). Share this with your receiver so they can collect their funds in Ghana.

How do I send money to Ghana from a Western Union agent location?

Find a Western Union agent location near you.
Visit the agent location and head to the counter.
Present your government-issued ID, passport or drivers’ license, as well as your receiver’s bank details and address.
Pay with your credit³ or debit card or by cash.
Your money will then be transferred. Collect your MTCN number to track your transfer and share with your receiver.

How do I estimate the cost to transfer money to Ghana?

Our price estimator gives you a clear forecast of your full costs, with no obligation to complete the transfer.

It shows:

Exchange rates from GBP to GHS
Transfer costs
Estimated receiver total in Ghanaian cedi
Transfer times
Transfer total

How much money can I send online to Ghana?

After ID verification, you can send up to £5,463.69 to your receiver in Ghana for cash pick up or a direct bank transfer. If they want to receive the funds in a mobile wallet, the transfer will need to be less than £1,950 or the equivalent in Ghanaian cedi.

Still have questions?

Visit our FAQs or simply get in touch. Our customer care team is on hand to help.

More FAQs

¹ Agent location count valid as of 30 June 2021.

² Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

³ Some card issuers may charge additional fees for using our services. Please contact your card issuer for more information.